Tag: Credit Score

Posted on 12/24/2024

3 Ways to buy a house with bad credit

Your credit score matters to mortgage lenders, but that...

Bad Credit

Credit Score

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Posted on 05/03/2022

Buy a house with bad credit: Options to consider

While getting approved for a mortgage does require a good credit score, it’s not impossible to buy a house with bad credit. Even if you’re denied by conventional mortgage lenders due to not meeting a minimum credit score, there are options for financing to help you buy your dream home. Here is a basic guide to some ways...

Bad Credit

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Posted on 12/21/2021

How to Avoid Common Financial Mistakes as a First-Time Homebuyer

Photo by William Fortunato from Pexels Buying a home is a big decision made up of dozens of smaller decisions. With so many moving parts in the process it's difficult to know you’re making the best choices. Some of the most important choices in buying a home have to do with finances. Here we will go over some...

First Time Buyer

Credit Score

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Posted on 05/11/2021

Mortgage Qualifications: FICO Score

Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...

Credit Score

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Posted on 11/26/2019

Differences in Credit Scores & How to Check Them

Photo by Andrey_Popov via Shutterstock Federal law allows you to get your credit report free once per year. To do so, go to annualcreditreport.com and request your report. You need to do this at least once a year so that you can correct any errors or missing information. Differences Between Credit Report & Credit Score You typically have...

Credit Score

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